*Chariot is a financial technology company, not a bank. Chariot Deposit Accounts are a Demand Deposit Account provided by Column N.A., Member FDIC. The Chariot Deposit Account is required to access Disbursements or Gift Processing. FDIC deposit insurance covers the failure of an insured depository institution. While Chariot is not an FDIC-insured depository institution, deposits in Chariot Deposit Accounts are eligible for FDIC insurance up to $250,000 per depositor, for each insurable capacity in which the account is held.