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*Chariot is a financial technology company, not a bank. Chariot Deposit Accounts are a Demand Deposit Account through our Bank Partner, Column N.A., Member FDIC. The Chariot Deposit Account is required to access Disbursements or Gift Processing. Deposits in Chariot Deposit Accounts are eligible for FDIC insurance up to $250,000 per depositor, for each insurable capacity in which the account is held.